Non Housing Loans
Personal loans (PL)
Brief Terms & Conditions at a glance
Purpose of Loan
Who is eligible
Existing borrowers Where EMI has commenced in their housing loan account, the conduct of the account is good, there is no overdue, valid mortgage is created and the dwelling unit is completed in all respects and having sufficient repayment capacity.
Quantum of loan
Maximum of Rs. 75 lakhs subject to repayment capacity and sufficient net take home income.
Up to a maximum of 10 years.
Interest rate applicable
Floating rate of interest applicable as given below:
In one lump sum.
Security for the loan
Further mortgage of the residential property already mortgaged to us.
Depends up on case to case basis.
As laid down in The State Stamp Act of the respective state government.
Note: For details regarding Processing charges, other charges and other Compliances, please contact your nearest branch.